Skip to content

Build a Budget, Win with Money


Adult Enrichment / General Interest -
2026 Winter-Spring
Have you ever felt that you make too much money to feel like you are barely getting by? Are you a job loss away from financial hardship? Do you find that you and your spouse’s arguments often center around money? Does sending your kids to college or retiring before 70 feel like an unobtainable dream? If you answered yes to any of these questions, then I think this is the class for you! Together, we will walk through creating a budget (gross, hard, necessary), create a plan to pay off debt, and setting you up for future financial prosperity. This is not an easy journey, you will be challenged, get frustrated, and really have to level set with the person you see in the mirror each day. If you stick with what you learn and follow the plan outlined in this class, you will see rather quickly, you can turn a bleak financial picture into a prosperous one. Session 1:Setting the Stage to Win, Session 2: A Goal Without a Plan is Just a Wish, Session 3: Putting the Plan Into Action

Kyle Bauman

Instructor

My wife and I have been debt free since 2021. We started our debt free journey in 2014 by finding Dave Ramsey and reading The Total Money Makeover. We followed their principles and realized a host of financial and relational benefits almost immediately. In the end we ended up paying off over $570,000 in debt which included everything from cars, student loans, a personal loan, our house, and a cabin. I have the heart of a teacher and want to share what we have learned with people in our community. I have mentored people at work, friends, and through Love, Inc. with great success. I have recently completed Financial Coaching Master Training from Ramsey Solutions. On a professional level, I am a Director of Reporting and Analytics with United Healthcare. I have been with UHC for 20 years and have held a variety of roles throughout the years. After completing Financial Coaching Master Training, I have started a financial coaching company called Coach Kyle B, where I help guide people in creating a customized financial plan to pay off debt and accomplish their financial goals. On a personal level, I am a graduate of Delano High School, St. Cloud State University (BA, MBA), and currently reside in Delano, MN. My wife Brenda and I have been married for over 13 years and have 3 boys aged 10, 8, and 6.

 January 2026 
SuMTuWThFSa
 
 
 
 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
 
 
 
 
 
 
 
 February 2026 
SuMTuWThFSa
 
 
 
 
 
 
 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
 
 
 
 
 
 
 
2246-W1

  Kyle Bauman


Delano High School : Media Center
Wed Jan 14, Wed Jan 28 & Wed Feb 11
6:00 - 7:30 PM

  No Class Jan 21 & Feb 4


Su
M
Tu
W
Th
F
Sa


$ 65.00
Per couple